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Why You Should Consult With an Auto Accident Lawyer Under Florida's no-fault auto insurance law, your own car policy covers the cost of injuries and property damage, in the event that the driver who caused the damage is uninsured. This is the reason why it's best to speak with a lawyer if you've been involved in a car crash before making an oral or written statement to the insurance company. If your case is taken to court, both oral or written statements may be used against you. A car accident lawyer with experience can present your case in the most professional light. Damages There are two main categories of damages a victim may receive after an accident in the car that are non-economic and economic. Economic damages are easily quantifiable losses. These include medical bills lost wages, and vehicle repair costs. Non-economic damages are harder to quantify. These damages can include emotional distress and loss of enjoyment of living. A seasoned lawyer for car accidents can assist victims receive the maximum amount of compensation. They can also fight to get a fair settlement from the insurance company of the driver who was at fault. If the insurance company doesn't agree to the settlement, they can take the case to court. A good lawyer in car accidents needs to ensure that victims are compensated for all their possible losses and expenses. They can accomplish this by collecting as much evidence as possible at the scene of the accident. They can, for instance take photos of the accident scene and gather information from witnesses. This will ensure that the insurance company doesn't attempt to undervalue a claim or refuse to accept it at all. A car accident lawyer will also help victims estimate their total cost. This includes past and future medical treatment, as well as any expenses related to house care or hiring someone else to do chores or cook if the injury rendered it difficult for the victim to carry out these tasks. Medical bills Medical bills can quickly add in the aftermath of a car crash. Even with no-fault insurance or an injury lawsuit settlement they won't magically disappear. You have to pay them now, not later. There are two ways to pay for medical expenses that are covered by your car insurance and your health insurance. In New York, the former is known as Med Pay and covers the first medical expenses following an auto accident regardless of who was responsible. The latter is usually provided by the state (Medicare) and/or a private insurance plan. Always consult the doctor following an accident, especially in the event that you're not feeling well or believe that your injuries aren't too severe. A prompt evaluation will ensure that your injuries, which may include internal injuries, are recognized and treated. Your visit will also generate medical records that can be crucial in the event of a lawsuit. If you have exhausted the two options above, you can then turn to the driver responsible's liability insurance if it's enough to pay for any damage. Remember, however that you'll have to pay your own deductible and copays before you can pay. When an agreement is reached with the responsible party you will be reimbursed for all costs related to the accident. It's important to keep track of all your expenses and bills. Lost wages A serious car crash could also cause lost wages. If you are unable work due to an injury sustained from an accident, it could be extremely stressful to manage your financial obligations daily. You may need to borrow money from relatives or use savings from your personal account until the case is settled. auto accident attorney lowell can examine your case and determine whether you have an adequate claim. In cases of car accidents, a judge can make a decision to award compensatory damages to reimburse you for the money you could have earned if you hadn't been injured. Wages, overtime, and benefits are all part of the definition of “economic damages.” This amount of money is meant to restore you to the financial position that you were in prior to the accident. If you're unable to work because of your injuries A judge determines the amount you've lost looking over a letter from the plaintiff's employer that confirms their salary or hourly wage as well as the time they've been away from work. Other documents that are relevant include bank statements, profit and loss reports as well as tax returns. In addition to lost income, an auto accident lawyer could seek compensation for lost earnings potential. This is a complicated component of your damages, which is difficult to prove. A professional witness will be needed. Pain and suffering A serious car crash can result in medical bills, property damage, and a loss of income. You may also suffer from emotional and psychological trauma. The pain and suffering that you feel is real and deserves to be compensated. A lawyer can assist you to get the money you're entitled to. A lawyer can help you deal with insurance companies. Since insurance adjusters have their own financial interests in mind they frequently try to minimize or deny your claim. A car accident attorney can protect you from these tactics and negotiate a fair settlement of your injuries and losses. While you're recuperating from your injuries, it's crucial to keep track of all the expenses and property damage that comes to the accident. This includes medical bills, estimates for repairs and receipts for damaged items. Photograph your injuries and the scene of the accident. It is also important to avoid talking to anyone regarding the accident other than police and medical experts. A lawyer can assist you identify the person who caused the accident. New York is a state that utilizes “comparative negligence” which means that the amount you are awarded for damages will be reduced by the proportion of your fault. In some cases a corporation, a city or state agency, or a sanitation company or a public transportation service may be the party responsible.